Getting That Loan to Buy a Home

Thinking of buying a new home in Chesapeake, Norfolk, Virginia Beach or Suffolk but don’t know how to get preapproved? If you’re unsure about home lending or how home financing works, don’t stress. We have tons of resources to share with you at SimonHouses.com. Our website offers helpful articles about mortgage lending and loan prequalification. We have a mortgage calculator tool that gives buyers an idea how much of a mortgage they can afford. Our mortgage center offers more than just home loan information. We work with knowledgeable loan officers who make it easy to apply for a mortgage loan. Whether you want to buy a historical house in Portsmouth or a condo by the water in Hampton, our mortgage team can help get you into your next home!

Where to Begin

If you’re new to the process of looking for a home loan, you’ve come to the right place! Prequalify, then shop; everything is so much easier this way. There’s no need to fret about possible worst-case scenarios because we make qualifying for a home loan simple. We can get mortgage financing for buyers who want custom homes in Chesapeake, high-rise condos in Norfolk and everything in between. Start by getting prequalified! Our mortgage team can help. Our loan officers can talk about a prequalifying checklist; this is all you need to prequalify!

How We Can Help

Worried you won’t get that home loan? We work with a local bank where people understand the needs of homebuyers in Hampton Roads. These loan officers have experience where it counts, so getting preapproved for a mortgage has never been easier. Now there is no need to be afraid of all that red tape because we walk buyers through getting a home purchase loan step by step. We let you know what you’ll need so you can be prepared before you visit your mortgage loan officer. We help folks get homes in Yorktown, homes in Suffolk, homes in Virginia Beach and homes throughout southeast Virginia every single day.

Types of Home Mortgage Loans

Need home financing? There are plenty of options in today’s world of home lending. Whether you’re a first-time buyer in Newport News or a veteran buyer in Chesapeake, rest assured that there is a perfect house loan for you. There are several types of loans that are available. Two popular programs include the VA and FHA loan programs. The U.S. Department of Veterans Affairs guarantees a VA, or Veterans Administration home loan. This program offers unique benefits but there are specific VA mortgage loan requirements that applicants must meet to get approved. An FHA loan is a popular choice for first-time buyers. The Federal Housing Administration backs these types of mortgage loans. Our loan officers can help applicants learn how to get approved for an FHA loan.

How the Process Works

Loan prequalification doesn’t have to take forever. A helpful aid in procuring a house loan is to seek a mortgage loan preapproval. We make it easy to get your home loan from a trusted local bank. Our in-house lending team is what you might call a mortgage qualifier. Prequalify for a mortgage with guidance from a trained expert. Our loan officers help a buyer fill out a mortgage application so he can know how much he can pay for a house. Once documentation is submitted, then the final mortgage approval is complete. Bring on the homes in Chesapeake, Virginia Beach, Suffolk, Newport News, Williamsburg, Norfolk, Yorktown, Hampton and Portsmouth because now you’re prequalified!